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Monthly Bills & Break-Even

See how much you need to sell before you start making money. Keep your recurring monthly bills current here, and OpsNerds uses the same bills in Cash Outlook, so you never enter them twice.

Your break-even

You need about

—
a month
or
—
a week

in sales to cover your current costs.

Contribution margin: —
?
Contribution margin is the share of every sales dollar left after the costs that grow with sales. Your monthly bills are paid out of it, and whatever is left after the bills is profit.
Where that number comes from
Total fixed costs (monthly) $0.00
Total costs that grow with sales —

Bills you pay every month

—
Total recurring monthly bills
Costs that are there even when sales are slow. Anything you pay whether you sell $0 or $50,000: rent, insurance, loan payments, subscriptions, cable/internet, flat monthly software/platform fees, and so on. Listed by the day they come out.
You, managers, anyone on a set wage regardless of hours. It is owed every month like a bill. Leave blank if everyone is hourly.
View bills
Payment dayBillMonthly costPaid

See when these bills hit your cash

Cash Outlook reads the bills above and shows the ones falling in the next 7 days against your bank balance. You never enter them twice.
Open Cash Outlook

Costs that grow when sales grow

Anything that rises and falls with what you sell: hourly labor, food, and on top of those credit card processing, delivery commissions, and so on. Entered as a percentage because that is how they behave.
Hourly staff only. Salaried payroll goes with the bills.
Food and supplies, as a share of sales.
Other cost% of sales
Total costs that grow with sales —

How is total labor worked out?
Hourly labor rises and falls with sales, so it is a percentage. Salaried payroll doesn't: a manager on salary costs the same in a dead week, so it goes in with the monthly bills as a dollar figure. Both are labor, and here they are added back together.

Expected sales

Break-even does not need this. It shows what would be left at these sales.
See every cost at these sales

Save this month

Your figures are kept as you type. Saving a month freezes a copy of every figure with the date you saved it, so you can look back at what you recorded rather than what you've since changed.
View saved months